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  • Why Buyers Choose Nancy Williams - Why homebuyers looking for a real estate agent in the Harrisburg, Hershey, Palmyra and Mechanicsburg area choose Nancy Williams.

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Real Estate Tips
Closing or Settlement >The Good Faith Estimate

When you buy a home, you will pay "closing costs" in addition to the down payment. These costs include the "points" you pay on your mortgage loan, title and hazard insurance, the title search, legal fees, and other charges imposed by the lender. These charges vary by state and county, but they usually represent a considerable amount of money.

Your real estate agent can tell you about the closing costs in your area. Ask your agent for some general figures when you begin your search for a new home, and use this information as a guideline. When you apply for your loan, the lender is required to provide you with a "good faith" estimate of the closing costs. The lender's good faith estimate is usually close to the actual amount, since the sales contract will have the price and terms of your new home spelled out. As the closing approaches, your real estate agent will give you a final figure for the check that you will bring to the closing table.

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Real Estate Trivia
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What did 75% of 10,000 buyers surveyed by the NAR list as their top reasons for selecting a Real Estate Professional?

A 
Knowledge of the housing market, knowledge of real estate practices and financing, and familiarity with neighborhoods.
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Nancy Williams, REALTOR®, real estate agent and broker for Harrisburg, Hershey, Palmyra and Mechanicsburg, Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

Nancy Williams
Coldwell Banker Select Professionals

555 E. Chocolate Avenue, Hershey, PA 17033
4349 Carlisle Pike, Camp Hill, PA 17011
Cell:: (717) 503-0115
Office:: (717) 534-2442
nancywilliams@NUMBER1EXPERT.com


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