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About the Palmyra, Pennsylvania Area 

Request my Free Harrisburg, Hershey, Palmyra and Mechanicsburg Relocation Package. It's packed full of useful and important information about the Harrisburg, Hershey, Palmyra and Mechanicsburg, Pennsylvania area. Don't move here without it! Remember: I'll send it to you for free and without obligation. Just fill out the form and I will send it right out... 

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School Reports in Harrisburg, Hershey, Palmyra and Mechanicsburg, Pennsylvania
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Real Estate Tips
Financing Your Home >Credit Card Mania

Most people know that a checkered credit history can disqualify you for a home loan, and maxed-out credit cards can do the same thing. But what most people don't know is that merely having a large number of credit cards, even with low balances and a history of timely payments, can disqualify you for a home mortgage loan just as quickly.

According to credit experts, having a number of credit cards can be just as detrimental to the granting of further credit as a history of late payments. Lenders look at it this way: If you have ten credit cards, each with a limit of $5,000, that means you have the potential to run up $50,000 in debt virtually any time you choose. That mere possibility makes you a greater risk, from their point of view.

The moral of the story? If you are planning to apply for a home loan in the future, keep only those credit cards you actually need to use and cancel the others.

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Real Estate Trivia
Q 
What famous American monument is also the world's heaviest statue?

A 
The Statue of Liberty, officially named "Liberty Lighting the World", weighs 54.31 million pounds.
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Nancy Williams, REALTOR®, real estate agent and broker for Harrisburg, Hershey, Palmyra and Mechanicsburg, Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

Nancy Williams
Coldwell Banker Select Professionals

555 E. Chocolate Avenue, Hershey, PA 17033
4349 Carlisle Pike, Camp Hill, PA 17011
Cell:: (717) 503-0115
Office:: (717) 534-2442
nancywilliams@NUMBER1EXPERT.com


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